Frequently Asked Questions


Certainly, as long as the existing loan is not already with Notre Dame FCU. Elevate cannot be used to refinance loans already held by Notre Dame FCU.
Absolutely. We are known for our great rates and we encourage you to shop and compare. But don’t make the mistake of looking purely at interest rate. Be sure also to investigate other important factors such as fees, repayment terms, and additional products and services offered (like our credit counseling where we teach our members how to increase their credit score and give them better deals on future loans).
Your contribution to your school or parish will be a calculated as a percentage of your loan amount or credit limit. Each financial product has its own specific rate. Click here to learn more.
By using our Elevate program, you are authorizing Notre Dame FCU to send your rebate money directly to the school or church on your behalf. The Credit Union cannot provide tax advice. Please consult your regular tax advisor.
No. They are a rebate to the borrower who has authorized Notre Dame FCU to send a check to the parish, school or charity on the borrower’s behalf. Click here for more.
Yes. To do this, please notify the school directly that it is a tuition payment and not a donation so they can credit the right account.
No. Elevate loans have no additional fees and the interest rate is always the same as our non-Elevate loans. 
We send it 30-60 days after the loan closes. In special circumstances, this can be expedited.
We can still help you and send your rebate to your parish or school. Contact us and we’ll explain how. Call (844) 230-6611 or send an email to Questions@NDelevate.com.
Contact us and we’ll gladly reach out to them. Call (844) 230-6611 or send an email to Questions@NDelevate.com.
Yes. So can aunts and uncles, siblings, and in-laws.
Definitely! With online and mobile banking resources and a robust call center, Notre Dame FCU currently serves our members all across the country. For additional convenience, we are part of an amazing shared branch network that includes over 6,000 other credit union branches across the country. Click here to learn more about how this works and find the closest ones to you.
The two main are ownership and who receives the profits. Credit unions are owned by the members of the credit union itself, while banks are owned by their investors.

When banks make a profit on their customers, that profit is given to their investors. When credit unions make a profit on their members, that profit is returned to the membership. This return can be in the form of lower interest rates on loans, better services or higher dividends on deposits.

Click here to learn more about what makes a credit union different.